1. We will settle the past due debt for a reasonable amount and then help clear the customers' bad credit with us. We will either remove or correct the previous bad credit information and show our account as paid in full. In many cases, we waive all of the past due interest on a delinquent account balance. We offer payment schedules in most circumstances.
2. We help set the customer on the road to re-establishing their good credit rating. When the customer is cooperative, we will give the customer a good credit reference to any person verifying the settled account. Our affiliate company, QuickCash of California makes Personal Advance Lines of Credit (PAL) payday advance loans of up to $255.00 to customers in good standing with no credit check. Customers may elect the option of having their PAL reported to the credit bureaus to show their new performing credit on their credit report to help them re-establish their credit.
3. We provide bank-like financial services to customers by issuing customers a stored value QuickCash Mastercard® (debit) card. This product allows customers to perform electronic banking and money transfer, loan and deposit services without credit check or opening a checking account, while rebuilding their credit.
4. We provide customers a way to begin a U.S. Bond "savings account". Customers can start saving money for school, to buy a home or an automobile through our U.S. Savings Bond Program. We offer a customer payment incentive rebate of up to 25% for prompt monthly settlement payments or lump sum payments. This means that we will purchase a $500 Series EE U.S. Savings Bond in the name of the customer for every $1,000 paid in settlement cash. This helps our customers clean up their credit, pay off their old past due debt and safely save-up cash without opening a bank savings account.
5. We provide customers with credit counseling information, tax lien information, student loan information, household budget and bankruptcy information. Customers that settle their past due account with us, may then purchase the powerful Debt Guard® debt management system for $99.00 (a $399.00 retail value). This package is ONLY available to customers that have paid or settled their account with us in full.

If the customer is uncooperative by not talking to us in good-faith , we then take collection steps that include reporting of derogatory credit to the various credit bureaus, lawsuits and wage garnishments.

We believe that each customer deserves the best services available based on their current circumstances and delivered to them at a reasonable price.